Perso. Your personal money OS
Budgets, accounts, goals, and the boring monthly review that actually moves the needle. A personal finance app that treats your money like a system, not a feed of transactions.
Built for your personal money os.
All accounts, one view
Connect bank, card, UPI, mutual funds. Net worth in one glance, refreshed nightly.
Goal-based budgets
Set what you want — a trip, a flat, FIRE — and Perso reverse-engineers a monthly plan.
Net-worth tracker
Daily snapshots. See if your decisions are working without opening a spreadsheet.
Smart nudges
Subscriptions creeping. Bills due. Account fees. We tell you, you decide.
Monthly review
A 5-minute checklist on the 1st. The most boring, most effective feature we built.
Privacy-first
Encrypted at rest, no third-party trackers, your data is never sold. Ever.
Everything Perso ships with.
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/01Core
Accounts & sync
Bank, card, UPI, brokerage, manual.
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/02Core
Budgets
Envelope, percentage, zero-based.
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/03Core
Goals
Reverse-budget any target with a deadline.
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/04Pro
Net worth
Daily snapshot, multi-currency.
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/05Core
Subscriptions
Auto-detect, cancel reminders.
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/06Pro
Reports
Cashflow, category, trend, year-end.